At Significa Benefit Services, we recognize that the success of your plan depends on superior administration as well as critical support services. As a full service Third Party Administrator, we are committed to providing quality customized benefit solutions that bridge administrative, financial and health plan services to meet the needs of employers and their members.

For over 30 years, Significa Benefit Services has offered employers superior products and services that deliver integrated plan execution, sophisticated cost management strategies and regulatory compliance assistance. This combined with our customer-centric philosophy and “we try harder” attitude has created a spirit of flexibility and responsiveness.

For more information about our products and services please click here.

Self-Funded Plan Information for Employers

Dreading your company’s health plan renewal?

Let’s have a conversation about self-funded plans!

Why Choose the Self-Funded Path?

Compared to a Fully insured health plan, a properly designed self-funded employee benefit plan can save your company money both in the short-run as well as the long-run.

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Self-funded plans are not subject to premium taxes.

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You can pay claims as they are incurred rather than in a hefty premium.

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Self-funded plans are exempt from state mandated benefits, which drive up costs.

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Your self-funded plan can be tailored to suit your budget and workforce, so you can be sure it’s right for you.

What’s the Difference?

See how Self-Funded plans stack up against traditional, Fully insured plans:


Fully insured

Design the plan that fits your workforce needs. Limited plan options; you typically must select your plan from several set levels (i.e. Platinum, Gold, Silver, or Bronze).
Only spend money on the services that you need. You pay for the whole package, including services you may not need.
Retain the money that you don’t spend. Any funds leftover simply become more profit for the insurance company.
Complete transparency:
You have access to reports that show how every dollar is spent.
Little to no transparency:
Carriers are often reluctant to provide any actionable data.

Where Do You Start?

You’re not in the business of designing your own health plan, processing claims, or issuing ID cards, but a Third Party Administrator (TPA) is. Significa Benefit Services is a TPA with over 30 years of experience partnering with small, mid-size, and large employers to administer customized self-funded medical plans.

Contact your broker today or us at 800.433.3746 or email

We use best practices and a turn-key administration system to maintain the financial integrity of your plan, and we’re on the cutting edge of government compliance.

We are constantly tracking new laws, regulations, major court decisions and other factors that may affect your company, and will alert you to any significant developments.

We will provide you with actionable data about your expenditures to help you monitor the success and effectiveness of your plan.

Ready to have a conversation to see if a self-funded plan is right for your company?

Contact your broker today or us at 800.433.3746 or email

Contact Our Third Party Administrator Company