Significa Benefit Services is a full service Third Party Administrator specializing in the administration of group medical, dental, vision, disability and Section 125 employee benefit plans. Significa Benefit Services provides integrated claims administration to both fully insured and self-funded employers of all sizes. Our extensive array of products and services allows employers to choose a benefit plan design which best suits their needs.

Significa Benefit Services is committed to supporting our broker partners by delivering an experienced and professional account executive team, sophisticated client reporting solutions and a wide array of products and services all of which are backed by a state of the art claims processing system and expert claims staff.

This combination of an experienced staff of claim analysts, coupled with our enhanced computer systems, is the basis for our success. Each client has a knowledgeable claims specialist dedicated to providing professional and courteous service to both employers and employees. The strength of this seamless approach provides each Significa Benefit Services client customized service without compromising timeliness or accuracy. The ability to accommodate the ever-changing needs of employers and brokers/consultants has made Significa Benefit Services an industry leader in providing personalized employee benefit services.

Self-funded Plans for Brokers

Do your clients dread health plan renewal season?

Start a conversation about self-funded plans!

Why Choose the Self-Funded Path?

Compared to a Fully insured health plan, a properly designed self-funded employee benefit plan can save your clients money both in the short-run as well as the long-run.

self funded claim

Self-funded claim fund is not subject to premium taxes.

self funded tpa claims

Claims can be paid as they are incurred rather than in a hefty premium.

self funded tpa provider

Self-funded plans are exempt from certain state mandated benefits, which drive up costs.

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Self-funded plans can be tailored to suit your clients’ budget and workforce, so that it’s right for them.

What’s the Difference?

See how Self-Funded plans stack up against traditional, Fully insured plans:


Fully insured

Design the plan that fits your clients' workforce needs. Limited plan options; your clients typically must select a plan from several set levels (i.e. Platinum, Gold, Silver, or Bronze).
Your clients only spend money on the services that they need. They pay for the whole package, including services they may not need.
They retain the money that they don’t spend. Any funds leftover simply become more profit for the insurance company.
Complete transparency:
We give your clients access to reports that show how every dollar is spent.
Little to no transparency:
Carriers are often reluctant to provide any actionable data.

Where Do You Start?

Your clients are not in the business of designing their own health plan, processing claims, or issuing ID cards, but a Third Party Administrator (TPA) is. Significa Benefit Services is a TPA with over 30 years of experience partnering with small, mid-size, and large employers to administer customized self-funded medical plans.

We use best practices and a turn-key administration system to maintain the financial integrity of your clients’ plans, and are on the cutting edge of government compliance.

We are constantly tracking new laws, regulations, major court decisions and other factors that may affect your clients' plans and will alert you to any significant developments.

We will provide your clients with actionable data about their expenditures to help them monitor the success and effectiveness of the plan.

Ready to have a conversation to see if a self-funded plan is right for your company?

Contact your broker today or us at 800.433.3746 or email

Contact Our Third Party Administrator Company